Key in the Lock


Fast. Secure. Easy.

Purchase or Refinance, we make it easy on you.

Business Consultation


Serving all of Arizona and California!

At San Diego Home Loans, we make it simple. It’s as easy as 1, 2, 3…

  1. We make sure that you really do qualify.

  2. We shop your rate with 70+ top national lenders using award-winning software.

  3. We prepare your loan to assure your best chance of a successful closing.

You can rest assured that not only are you getting the best deal, but you are working with mortgage experts who will get it done.

We work with more than 70 investors. This allows us to get you the best rates on all types of loan programs including Conventional, FHA, VA, Jumbo, and more. Our team really gets to know you and your entire situation to find the loan that will work best for you. San Diego Home Loans is your best choice in Arizona or California for a home loan.



Joseph was extremely helpful and quick in our refi of our property. He walked us through all the steps needed and was very responsive via phone or email when we had questions. We will definitely be recommending his services!

Kelly McElroy

Joseph Sullivan "says what he does, and does what he said".
At the time I needed my first mortgage loan I was almost turned off to buy because of the overwhelming task to supply all necessary documentation. That's when I learned and appreciated the value of Joseph - the personal attention to my case and my application. His engagement with lenders who always will come up with another document requirement, his attention to detail and !!!! making sure all cost and fee's do not increase in the process.
Best of all, he informed me when rates dropped and it was beneficial for me to refinance.
A true personal banker.

Peter Melcher

Joe and his team have provided the best rates available, beating Rocket Mortgage and Navy Federal Credit Union twice. We refinanced our condo and consolidated debt in preparation for our goal of purchasing a home with substantial land. We succeeded in closing on our dream home January 31, 2020. Joe continues to astound and look forward to working with him and his team again.

Dependable, knowledgeable and precise.

Jonathan Gbenekama



There’s a lot of information to digest when purchasing real estate or refinancing a mortgage. For a thorough and dependable broker, get in touch. I’m happy to discuss your needs.

(619) 786-4478

Thanks for submitting!

Home Owners