Senior Loan Officer

CalBRE 01733459, NMLS 279481

Client First, Always!

Joseph Sullivan came to Cabrillo Mortgage in San Diego with over ten years of experience in the mortgage lending field.

With a background in computer science and math from the University of Texas at El Paso, alongside his extensive education in real estate and real estate financing, Joseph is uniquely prepared to face today's complex challenges in an ever-changing market. Joseph's work in the mortgage industry began when he was hired by a Sacramento mortgage brokerage to streamline their business processes. His success as the owner of a real estate and mortgage branch in Sacramento prepared him to take his career to the next level in sunny San Diego, where he relocated in 2008.  

Joseph's technical proficiency and critical thinking skills give him a competitive edge within the mortgage industry. What truly sets him apart is his attention to his clients. 

Joseph's approach to customer service is client-centered. His goal is to assist his customers in identifying the best mortgage product for their individualized needs. Joseph takes pride in his ability to identify and meet each borrower's specific needs.

Because understanding the entire process of purchasing a home can be intimidating for many, Joseph is committed to educating and communicating openly with his clients. He executes each loan with clarity, integrity, and peace of mind for the borrower, every time.

Joseph has also led a variety of workshops, including "Understanding and Building Credit" and "First Time Homebuyers." For him, educating borrowers so that they are empowered to make informed decisions is one of the most rewarding aspects of the job.

When he's not taking care of his clients, Joseph likes to play the guitar, go to the beach, go to rock concerts, and spend time with his friends and family.

Joseph's vast knowledge of the Loan and Real Estate process is an inspiration for lenders who strive to identify and individualize each client's needs. Joseph's expertise, combined with his ability to connect to and educate his clients makes him the top choice for customers in California and Arizona.

Reach out for all your loan and real estate needs.




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(619) 786-4478


3110 Camino del Rio S, Suite 311
San Diego, CA 92108


CA DRE 01264205, AZ MB 0948733
NMLS 292211